How to Become a Home Inspector in Florida: Step-by-Step Guide

June 20, 2023

Home inspectors play a crucial role in the real estate industry by examining properties and providing objective assessments of their condition, and becoming a home inspector in Florida presents a lucrative career opportunity for many entrepreneurs.

With the state’s vibrant housing market and a steady stream of homebuyers, there is a high demand for qualified and skilled home inspectors. Florida’s unique geographical features, including coastal properties and diverse architectural styles, further contribute to the need for thorough inspections. In addition to the market conditions, this field offers substantial growth and earning potential. By offering valuable expertise in assessing the condition of residential properties, home inspectors can establish a successful business and enjoy the benefits of a thriving industry.

In this article, we outline the steps you’ll need to take to become a home inspector in Florida, including getting the required education and training, meeting insurance requirements, submitting a licensing application, completing a background check and fingerprinting, and passing an exam.

Steps to Becoming a Home Inspector in Florida

1. Get the Required Education and Training

The first step towards becoming a home inspector in Florida is acquiring the necessary education and training. Florida requires aspiring home inspectors to complete a minimum of 120 hours of education, covering various aspects of home inspection. These educational programs are designed to equip you with the knowledge and skills needed to assess the structural, mechanical, and safety aspects of residential properties.

WIN Home Inspection, the leading home inspection franchise, offers a comprehensive training program that fulfills Florida’s education requirements. Our training curriculum covers a wide range of topics, including building systems, electrical systems, plumbing, roofing, and more. By becoming a WIN franchise owner, you’ll benefit from our extensive training at no additional cost to you, so you can acquire the knowledge and expertise you need to excel in being a successful home inspector.

2. Meet the Insurance Requirements

Before you can start performing home inspections in Florida, it’s crucial to obtain the required insurance coverage. The state mandates that home inspectors carry general liability insurance with a minimum coverage of $300,000. This insurance provides protection in the event of any errors or omissions during the inspection process.

3. Submit Your Licensing Application

Once you have completed the necessary education and secured the required insurance coverage, the next step is to submit your application to the state of Florida. The application fee for becoming a home inspector in Florida is $125, but additional fees may apply depending on the specific requirements of your application.

4. Complete the Background Check and Fingerprinting Protocols

Unlike some states, Florida does not require the application to be notarized. However, all applicants are subject to a background check and fingerprinting process. This step is essential to ensure the integrity and trustworthiness of home inspectors in the state.

5. Pass the Exam

After submitting your application and successfully passing the background check, it’s time to prepare for the home inspector exam. Florida offers several options for exams, including the National Home Inspector Examination (NHIE), the Florida Association of Building Inspectors (FABI) exam, the InterNACHI Florida exam, and the Certified Inspector – Home and Property Inspector (CI-HPI) exam. To become a licensed home inspector in Florida, you’ll need to take and pass at least one of the four exams.

To increase your chances of success, it’s recommended to take a comprehensive exam preparation course. WIN franchise owners receive extensive training and exam preparation support, which enables them to approach the exam with confidence and achieve better results.

Continuing Education Requirements in Florida

Training program at WIN

Once you have your home inspector license, it’s essential to stay up to date with the latest industry standards and best practices to continue performing quality inspections and help your business grow over time. Florida requires home inspectors to complete continuing education courses to maintain their license. These courses are designed to help you stay informed about emerging trends, technological advancements, and any changes to laws and regulations.

WIN franchise owners benefit from ongoing support and access to a wide range of continuing education opportunities to ensure they continue to enhance their skills and knowledge and follow state requirements.

Estimated Cost and Time to Become a Florida Home Inspector

The cost and time required to become a home inspector in Florida can vary depending on factors including training and exam preparation. Here’s a rough estimate of the costs and time commitment that could be involved:

1. Education and Training

The cost of a comprehensive home inspection training program can range from $1,500 to $4,000. The duration of the program typically varies between 2 to 4 weeks, depending on the training provider and your availability.

2. Insurance

General liability insurance with a coverage of at least $300,000 can cost around $800 to $1,500 per year, depending on various factors such as your experience, location, and coverage limits.

3. Application Fee

The application fee for becoming a home inspector in Florida is $125. However, additional fees may apply based on specific requirements.

4. Exam Preparation

The cost of exam preparation materials and courses can range from $200 to $800, depending on the resources you choose.

5. Continuing Education

The cost of continuing education courses can vary, but you should budget around $500 to $1,000 per year to fulfill the state’s requirements.

The time required to complete the entire process of becoming a home inspector in Florida, including education, training, application, background check, exam preparation, and passing the state exam, typically ranges from 3 to 6 months.

Expanding Your Home Inspection Services

Windmitigation image

When becoming a home inspector in Florida, it’s essential to consider expanding your range of services to cater to a wider clientele and increase your earning potential. Several specialized areas within the home inspection industry require additional licensing or certifications. By obtaining the necessary qualifications, you can offer these services to clients who require more comprehensive services for their homes. These are some of the services you could provide that may require additional licensing or certifications:

1. 4-Point Inspection

A 4-point inspection focuses on evaluating the four main components of a property: the roof, electrical system, plumbing system, and HVAC system. This type of inspection is often required for insurance purposes. Obtaining certification in 4-point inspections allows you to provide this specific assessment for clients.

2. Wind Mitigation Testing

Wind mitigation inspections focus on evaluating a property’s resilience against windstorms and hurricanes. By obtaining the required certifications, you can assess a property’s wind-resistant features and provide homeowners with recommendations for improving their home’s safety. This service is especially useful in cities located on Florida’s coastlines.

3. Pest Inspection

Pest inspections involve assessing a property for the presence of termites, wood-destroying organisms, and other pests that can cause significant damage. Becoming a certified pest inspector allows you to offer this crucial service alongside your general home inspections.

4. Radon Test

Radon is a naturally occurring, radioactive gas that can seep into homes and poses serious health risks, including lung cancer. By becoming certified in radon testing, you can assess the levels of radon either in the air or in the water and provide recommendations for mitigation if necessary.

5. Pool and Spa Inspection

Pools and spas require thorough inspections to ensure they are safe and functional. Obtaining certification in pool and spa inspections enables you to assess their condition, including the equipment, plumbing, and safety features.

6. Sewer Scope Inspection

home inspector doing a sewer scope inspection

Sewer scope inspections involve examining the sewer lines of a property to identify any blockages, leaks, or damage. By becoming certified in sewer scope inspections, you can offer this specialized service, providing clients with valuable insights into the condition of their sewer systems.

7. Septic Inspection

Properties with septic systems require specialized inspections to assess their functionality and potential issues. Obtaining the necessary certifications allows you to offer septic inspections, ensuring the proper functioning of these crucial systems.

8. Asbestos Testing

Asbestos is a hazardous material that was commonly used in construction before 1980. By becoming certified in asbestos testing, you can identify its presence in older homes and help clients make informed decisions about remediation and safety measures.

9. Lead Testing

Lead-based paint and other lead-containing materials are a major concern in homes built before 1978. Obtaining the necessary certifications in lead testing enables you to assess the presence of lead and educate clients about potential health risks.

By diversifying your services and obtaining the appropriate licensing or certifications in these specialized areas, you can cater to a broader range of clients and increase your earning potential. It’s important to research the specific requirements for each service and pursue the necessary training to ensure you deliver accurate and comprehensive inspections in these specialized areas.

Case Study: WIN Home Inspection Helps Entrepreneurs Get on Track and Maximize Their Earning Potential in Florida

Becoming a home inspector in Florida offers an array of opportunities to thrive in the real estate industry. Embarking on this journey can be made even more accessible and successful with the support of a reputable home inspection franchise like WIN Home Inspection. WIN stands out among other franchise opportunities in the industry as it is the only home inspection franchise to offer in-house training and certifications for 35+ essential services, including wind mitigation inspections and 4-point inspections. This comprehensive approach allows franchise owners to deliver a wide range of services, meeting the diverse needs of clients in the Florida market and maximizing their earning potential.

WIN's 30 years of legacy

Moreover, WIN is committed to providing end-to-end support to its franchise owners. With the largest support team in the industry, WIN offers 400+ hours of classroom and on-the-job training to assimilate technical, business, and marketing skills. We support entrepreneurs with virtually every aspect of their business, including preparation for the state exam, to ensure that franchise owners are well-equipped to obtain their home inspector license and succeed as business owners.

Given the immense growth and success of WIN Home Inspection over the last 30 years, we have been ranked as the #1 ranked and fastest-growing home inspection franchise company in the US. By joining WIN, you gain access to a proven business model, extensive training and support, and the opportunity to be part of a trusted and reputable brand in the industry.

Wrapping Up

Becoming a home inspector in Florida offers a lucrative and fulfilling career path for individuals with a passion for real estate and a keen eye for detail. Throughout this article, we have explored the requirements and steps involved in becoming a home inspector in Florida, including education and training, insurance requirements, application submission, background checks, exam preparation, passing the state exam, and continuing education. We’ve also highlighted the various specialized services that require additional licensing or certifications, expanding your opportunities as a home inspector.

By starting your home inspection business with WIN Home Inspection, you can tap into the plethora of advantages that the #1 ranked and fastest-growing home inspection franchise offers. The opportunities for growth and financial success in the dynamic Florida market are immense, and WIN provides the tools, resources, and ongoing support to help you achieve your goals.

If you’re ready to turn your passion for homes into a rewarding and profitable career in the Sunshine State, explore the franchise opportunity with WIN Home Inspection. Speak with one of our franchise advocates by calling 800-967-8127 or emailing

Ready to Embark on an Exciting Journey with WIN?

Take the first step toward personal and financial freedom by filling out the interest form. One of our franchise advocates will be in touch with you soon!

Scroll to Top